Privacy Policy

1. Background

1.1

Fintolit Private Limited, having its office Gurgaon, Haryana -122001, India ("us", "we", or "our") operate the website Fintolit.com (the "Website") and an application named ‘Fintolit’ & ‘Fintolit Lawyer’ (the “App”). The Website and App, along with all associated software, design, servers, data, user inputs and associated services shall collectively be known as the “Platform”. The services we provide to you via the Platform shall be known as the “Services”.

1.2

Your privacy is very important to us. We respect your privacy and believe that we should clearly and transparently disclose our privacy practices to you. This privacy policy (the “Privacy Policy”) explains our policies regarding collection, use and disclosure of your personal information, personally identifiable information and other data collected from you when you use our Services. This Privacy Policy does not apply to any third-party websites or applications. Please note that you shall visit any third-party sites and apps at your own risk upon conditions laid down in their privacy policies, if any.

1.3

We may change, modify, amend, terminate or replace this Privacy Policy at any time at our discretion. If we change, modify, amend or terminate this Privacy Policy, such modifications will become effective immediately upon posting to the Website and/or App. We will notify you of material changes in advance by email or by notice when you log on to the Website or the App.

1.4

We will not use or share your information with anyone except as described in this Privacy Policy. We use your information for providing and improving the Services. By using the Services, you agree to the collection and use of information in accordance with this Privacy Policy.

1.5

You agree to periodically review the current version of the Privacy Policy, as posted on the Website or the App. If you do not agree with the terms of this Privacy Policy, please do not use the Services.

1.6

This Privacy Policy is to be read with, and is an integral part of, our Terms of Use. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms of Use.

2. Collection of Information

2.1

While using our Services, we may ask you to provide us with certain personally identifiable information (“PII”) that can be used to contact or identify you. PII includes, but is not limited to:

• Name
• Phone number
• Postal address
• Email address
• Other information that can identify you

2.2 Information we collect:

• Information provided by you: When you sign up and register with us, we ask for details such as name, email, mobile, telephone, company name & registration, address, and mandate details.
• Log Data: IP address, geolocation, browser type/version, device ID, OS, pages visited, time spent, preferences etc.
• Payment Information: Billing details such as name, company, billing address, contact number, payment method, IP address. We redirect you to payment partners (Razorpay, Paytm). We do not store card/bank details.
• Advertising, Cookies & Tracking: We and vendors use cookies, web beacons, tracking technologies.
• Controlling Cookies: Your browser may allow rejection of cookies.
• Interest-based Ads: We may work with vendors to provide relevant ads.
• Information from Others: We may combine data from other sources to improve services.

2.3

We do not collect any sensitive information apart from the above, unless required by law.

3. Use of Information

• To provide customised and optimised Services.
• To enable functionalities of Website, App and Services.
• To track and customise your usage of our Services.
• To send communications or updates.
• To improve security of Services.
• To inform you about new products or services.
• For customer support and technical service.
• For backup, recovery, auditing, fraud detection, compliance, enforcing Terms of Service.

4. Storage of Information

• Your data may be stored on Amazon Web Service (AWS) servers.
• Some information may be stored locally on your device.
• No electronic storage method is 100% secure. You provide your information at your own risk.

5. Disclosure and Sharing of Information

• With your consent.
• If necessary to provide Services.
• If Fintolit is purchased or merged.
• With associates, successors, affiliates, partners.
• When required by law or government authority.
• To prevent fraud or protect employees/users.

We may share information with:

• Amazon Web Service (Data Center)
• Third Party SMTP Services
• Facebook, Instagram (Marketing)
• Payment Providers such as Razorpay, Paytm

We will never sell your PII without your approval.

6. Legal Basis for Processing (GDPR – EU Users)

We process information in accordance with GDPR. You may withdraw consent anytime by writing to support@fintolit.com. Some features may be unavailable if consent is withdrawn.

7. Your Rights

• Request a copy of your information.
• Request deletion of your information.
• Correct inaccuracies.
• Object to processing.
• Request restrictions on processing.

Contact: support@fintolit.com

8. Information Retention

Upon deactivation request, we will delete all PII. Non-identifiable info may be retained indefinitely for analytics. Certain info may be retained for fraud prevention or legal obligations.

9. Changes to Privacy Policy

We may update this policy. Material changes will be notified by email or notice on the Website/App. If you disagree, you may stop using the Services.

10. Contact Us

If you have questions, contact us:

• 📧 Email: support@fintolit.com
• 📞 Phone: +91-8527668880